Trip cancellation via credit card is often insufficient

A trip cancellation insurance should be essential especially on more expensive trips and should be ordered directly after the booking is completed. However, credit card providers advertise that this protection is included for their clients.

Who is on such a package solution leaves, however, can not be attributed to a build-round protection. "Frequently insurance uses only if the trip even with the credit card was paid," the experts say. If you travel, for example, will pay cash, gets in the insurance case, the reversal costs often not returned.

The benefits of the insurer should not be affected by the terms of payment of travel. Crucial is also that the journey is covered. A Policy of the credit card provider should therefore also the cost of a taxi bear the insured in a premature termination of the journey back to the airport. Such trips, however, pay the lowest number of travelers with their credit card: "In such a case will often not paid." For consumers include both the insured and causes damage sum. "I would ask directly at the bank, whether these services are covered."

Consumers, according to the consumer protection therefore not a detailed comparison around. The terms and conditions for cancellation and termination insurance cover times more, sometimes less assured reasons. It is in fact, offers traditional policies with those of the credit card provider to compare and contrast the points clearer responsible for their own travel are important. The conditions for each credit card could be different, another expert said. "Travelers should always read the terms closely."

The insurers put in their contracts, each with different reasons for resignation, and thus determine eligibility. Go to basic catalog include the cancellation due to illness, death, accident, a result of burglary, pregnancy, job losses or job changes.

A separate policy usually provides more protection than the inclusive solution for the credit card. In case of doubt, travelers should therefore be an additional trip cancellation insurance is recommended. Again, true but tourists must be made before the conclusion of the policy with an accurate glimpse into the general insurance conditions of the supplier throw.